Annual Credit Report

September 1st marks the start of the open credit reporting effort nationwide (other regions were opened up throughout the past nine months and the Northeast was opened today). Everyone is entitled to one free credit report a year from each of the three national reporting agencies (Equifax, TransUnion, and Experian). As long as you don't sign up for any of the extras (monthly reports, credit score, etc) the reports are completely free and provide consumers with the chance to review the information these companies have on record and dispute any discrepancies.

Visit Annual Credit Report to get started.

You can also order the reports by phone at 1-–877-322-8228.

For more information visit the FTC page relating to Free Credit Reports.

Tags: annualcreditreport.com, Free Credit Report, Credit Report, FTC, Experian, Equifax, TransUnion